Enhance Your Employee Benefits with Zero Net Spend
Get more value for your business and your employees
✔ Add a benefits program that works alongside your existing health plan
✔ Help employees take home more of their paycheck
✔ Lower payroll tax costs for your business
✔ Integrate easily with your existing payroll system
Changes in Benefits Regulations Present New Options for Employers
Recent changes now allow employers to offer an additional employer-sponsored program alongside traditional major medical coverage in ways that were not previously possible.
SIMERP, a Self-Insured Medical Expense Reimbursement Program, works with existing plans and payroll systems and can be structured to operate at zero net spend.
Example Savings Scenario
Employees
$300 estimated monthly increase in take-home pay for a $60K employee
Employers
$639 average annual savings per employee, including payroll tax reduction
For employees, in addition to their primary coverage, they can:
✔ See a doctor 24/7 via virtual primary and urgent care at $0 copay
✔ Get 1,000+ medications delivered at no cost
✔ Access mental health counseling sessions with licensed clinicians
✔ Take home more of their paycheck through the pre-tax benefit structure
✔ Keep their current doctors and insurance plans
Employees continue using their primary health insurance. This program provides expanded access and financial support.
Added Support For Your Employees
SIMERP adds employer-sponsored coverage that works alongside an existing major medical plan.
SIMERP plans are a strong fit for companies that:
✔ Employ 25+ full time employees that are benefit eligible
✔ Offer a traditional major medical health plan
✔ Want to increase the value of their benefits without increasing costs
✔ Focus on attracting and retaining employees
